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A few nice Hud images I found:
My Take On The GTA IV HUD!
Image by Raphael Essoo-Snowdon
Here’s the comparison.
Been talking about this game a hell of a lot lately. Really don’t like the new GTA IV HUD in the game, I dislike it so much that I decided to have a shot at it myself 
I tried to keep the original "GTA-Esque" feel to it, because I believe it’s more fitting, and overall it works better. Most people complaining are saying the HUD "got in the way"… can someone please point out to me when the hell did the HUD get in the way of you playing GTA!
That’s all, drop comments and tell me what you think. Thanks
HUD
Image by joseph a
The Robert C. Weaver Federal Building is the headquarters of HUD. It was designed by Marcel Breuer.
HUD Next Door
Image by teofilo
Weird ATM-type thing in front of the HUD building. Not sure what it’s used for.
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Good Faith Estimate Vs HUD-1
There are a couple of documents you will hear about when you are buying a home. One is the Good Faith Estimate and the other is the HUD-1 Settlement Statement. Aren’t they the same thing you may ask? No they are not, although they are used for figuring the closing costs on the home you are about to buy. Let me explain the difference between these two documents.
Very simply, the good faith estimate (also know as the GFE) is a list of estimated items and their fees to close on the mortgage. You use this to compare apples to apples in deciding which lender you want to go with. Once again it is just an estimate of the closing costs associated with the mortgage. You are to be given this estimate within three days of completing the loan application.
Now to compare apples to apples you will need another document. This document is called the Truth in Lending Disclosure Statement (TIL). This document discloses all the costs associated with making and closing the loan. This document is also to be given to you within three days of the loan application.
With both these documents you can now compare lenders to find the best deal for you.
This is a form listing the FINAL settlement of those closing costs you will need to pay to close on your mortgage and buy that home you are looking forward to.
You should get a copy of this form a day prior to closing to inspect according to the Real Estate Settlement Procedures Act (RESPA). Now you can compare this final document with the estimate document and the TIL document. This gives you the opportunity to question your lender or broker about any differences you may find.
No one is perfect so errors do happen. That is why you want to look at this document closely. If you have any questions, ask the closing agent to explain the item to you. Unfortunately, you don’t have a lot of time before the closing to do this. So ask away and be persistent to be sure your final settlement statement is accurate.
You will find items like the commissions paid to the real estate agencies, your home closing costs, those items required by the lender, title charges, recording fees, the gross sale price of the home and the total amount due the lender to name just a few.
You will also see a section that lists the items paid outside of closing (POC). These particular fees can include what are sometimes called “junk fees.” Take a close look at these charges to be sure they match what you agreed to on the Good Faith Estimate. Many times this is where you might find those “unnecessary” fees. Be sure you understand these.
Although both the Good Faith Estimate and the HUD-1 Settlement Statement are similar, their purposes are very different. Remember, one is an estimate of those fees you will need to pay to close on your loan and the other is a list of the actual final fees you must settle close on your mortgage.
Jeffrey Ragan has several years of experience helping people reach their goals and wants to help you learn more about the Good Faith Estimate and other helpful information on their website, First-Time-Home-Buyer-Solutions.com.
Well, I’ve always thought the law was meant to be interpreted in a lenient manner. Sometimes I lean one way and sometimes I lean the other.
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Question by ounlopez: What is the HUD document that you get when closing a home loan?
I am refinancing my condo (to get a better interest rate). The title company called me and said they need a copy of my HUD document from the original loan. I went through all the old paper work, and cannot find anything like that. Should I have this considering the first loan is a traditional 30 year loan?
Best answer:
Answer by kemperk
probably interest rate and insurance provision
Know better? Leave your own answer in the comments!
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Larry McMurtry is a bestselling novelist and memoirist, but to many people he is best known for the film adaptations of his fiction from the 1963 Hud (based on his Horseman, Pass By) to his own Oscar- and Golden Globe-winning screenplay of 2005′s Brokeback Mountain (based on an E. Annie Proulx short story.) Between those classics are other movie adaptations including The Last Picture Show (1971), the Academy Award-winning Terms of Endearment (1984), and Lonesome Dove (1989), transformed into a television mini-series. In Hollywood, he describes a maverick Texan’s insights about Tinseltown.
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